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Level 3
January 29, 2024

59509

  • January 29, 2024
  • 5 replies
  • 20 views

The following diagnostic is generating:

Some savings, money market and controlled spending accounts are not eligible for automatic drafts. Please confirm with your bank or credit union if the account you've selected can be automatically drafted. If your payment is returned from your bank unpaid, you will be subject to a "Penalty for Bad Electronic Funds Transfer." The penalty is 10% of the payment (minimum $1.00; maximum $1,000.00).

Solution:

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5 replies

Intuit Community Champion
January 30, 2024

I imagine this would be fixed on Screen 3.  Is "electronic payment of tax due" checked or activated for fed/states?  If no balance is due anyway, uncheck/unmark it.

If that doesn't work, an admittedly less desirable workaround would be to ask the client to upload checking account info so you could make the drop-down of the bank info "checking" instead of "savings."

*If this (or another answer/reply) solves your problem, please click 'Accept as Solution' to get this post out of the 'Unanswered' queue of posts.*
Level 3
February 14, 2024

Same here, I am on the phone with support now, but the agent does not seem to have any information on this.  This is a young person's return and they do not have a checking account - I have not seen this error before.  Any suggestions on how to clear?

Level 3
February 14, 2024

Was there any real resolution for this?

Intuit Community Champion
February 14, 2024

You might be able to suppress the diagnostic ("Efile" menu>"efile support tools">"Disable efile error...") and efile it anyway.

Especially since this account worked for your client last year with no issues, it might be a new ghost critical diagnostic.

Also wanted to clarify and make sure you knew that this is only a peer user support forum.  For official tech support, calling Lacerte tech support is the only option. I know you said you already called and the agent wasn't helpful, and I'm sorry. Each agent is different, sometimes you get ones that "dig" into things more and find solutions. But my bet is they'd tell you to try suppressing the diagnostic like I described above.

*If this (or another answer/reply) solves your problem, please click 'Accept as Solution' to get this post out of the 'Unanswered' queue of posts.*
Level 2
October 15, 2024

I got this diagnostic because I incorrectly checked the bank account as a savings account. Once I changed it to a checking account, the diagnostic disappeared