1095-A and Form 8962 PTC

Forum|Forum|3 years ago
March 31, 2023
13 replies
45 views

So I have a woman that is divorced and remarried. She and her ex have a child together, and she claims the child every other year. So I prepare her and her new husbands tax return with the child as a dependent, and the return is rejected because no 1095-A or 8962 PTC.

Come to find out, ex-husband has an insurance plan through the marketplace aka Obamacare and the child is listed on the policy. I get a copy of the 1095-A and the policy is in her ex-husband name and SS#.

Has anyone ever had this problem before?

I’m at a loss.

ProSeries Professional

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Skylane

Intuit Community Champion

@TaxGuyBill Bill, can you help?

If at first you don’t succeed…..find a workaround

B

bglissonttsAuthor

Level 3

Ok I'm all ears.

T

TaxGuyBill

Does the 1095-A cover both the child AND somebody else (such as the ex)?
If yes, was there Advance credit (column C of the 1095-A)?
If yes to both of those, is the 'ex' willing to claim 100% of the 1095-A on his tax return?

If all of those are yes, then:

Enter the 1095-A on your client's tax return.
Fill out the allocation section and allocation 0% to your client. Lines 11-23 of the 8962 should show up as blank or zero, but the key is that line 30 is filled out.
Print the 8962 to a PDF.
Attach that PDF as an 'other' attachment to the e-file, and when picking a name for the 'other' attachment, call it "ACA Explanation".

If any of the first three are "no", let me know the details.

B

bglissonttsAuthor

Level 3

I don't understand how to prepare the 1095-A. When I open form 1095-A in pro-series it pre-populates the form with the taxpayer and spouse. The original 1095-A the was issued has her ex-husband and his new wife's name and SS#. So the policy number is under her X's name and SS#.

T

TaxGuyBill

@bglissontts wrote:

When I open form 1095-A in pro-series it pre-populates the form with the taxpayer and spouse. The original 1095-A the was issued has her ex-husband and his new wife's name and SS#. So the policy number is under her X's name and SS#.

You can ignore that. None of that will show up on the 8962.