1095A - under parents name

[Foxy-Lady]

Parents have 1095A.  The son who is 27 yrs old was listed on a separate 1095A where the recipients name is the parents. I filed that form under the parents tax return.

The son's tax return rejected by Taxing Authority.  Error F8962-070: The e-file database indicates that Form 8962 or a binary attachment with description containing "ACA Explanation" must be present in the return.  This return rejected due to Form 8962 Premium Tax Credit missing from the return. In order to complete Form 8962, he should have Form 1095-A Health Insurance Marketplace Statement with relevant information on the insurance that he purchased in the marketplace.

He did not purchase it. The parents did not purchase it. What do you do?

[Just-Lisa-Now-]

"He did not purchase it. The parents did not purchase it. What do you do?"

Well SOMEONE signed him up for it, because it was issued, maybe nobody made any payments, they wont cancel for non-payment..

If a 1095A has the sons SSN on it, it goes on HIS tax return, doesn't matter that the parents show as the  recipients.

[Jim-from-Ohio]

What if his dad is listed on top of the form and the son is one of the covered individuals halfway down the 1095-A.  Isn't this what is called a shared policy?  I am not sure how to handle that if that is what this is.

[TaxGuyBill]

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@Foxy-Lady wrote:

The son who is 27 yrs old was listed on a separate 1095A where the recipients name is the parents. I filed that form under the parents tax return.

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If the son is not a dependent, his separate goes on his own tax return, not the parents' tax return.  It looks like you may need to amend the parents' return.

[TaxGuyBill]

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@Jim-from-Ohio wrote:

 the son is one of the covered individuals halfway down the 1095-A.  Isn't this what is called a shared policy?  I am not sure how to handle that if that is what this is.

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So there is more than one covered person on the 1095-A?

Is the son a dependent?

Is there Advance credit (column C of the 1095-A)?

[qbteachmt]

"The son who is 27 yrs old was listed on a separate 1095A"

The ACA is for children up to age 26. At that point, the insurer may have spun the person off to their own policy. How they treat "aging out" is not in the ACA.

[Ashley-WPB]

How did you fix this? I am experiencing the same issue the daughter is 29 not a dependent but on her parents 1095A and I am getting the same error when trying to efile.  Her parents don't want their return to get messed up and don't want the daughter to put the 1095A on her return but I am not sure how to efile without it.  Do I have to list her parents socials and put that it was 100% allocated to them?

[LLO10111996]

Did you get this issue reconciled?  I have the same issue with two girls not claimed as dependents but included on their parents 1095-A