How did you fix this? I am experiencing the same issue the daughter is 29 not a dependent but on her parents 1095A and I am getting the same error when trying to efile.  Her parents don't want their return to get messed up and don't want the daughter to put the 1095A on her return but I am not sure how to efile without it.  Do I have to list her parents socials and put that it was 100% allocated to them?