I understand if I haven't used the program in a while, you should verify that I am the user. And I understand if I have left it open and not moved the mouse in hours. But when I have been in and out of files all day and back and forth through files and different years and individual and partnership files, it gets old very quickly to have to grab the cell phone every time I switch files and get the code and type it in as well as the password.
Security is important, but let's consider here whether someone is really going to steal all the files or all the information just because you require an extra step. People also leave their cellular telephones lying around on their desks at work, so that's not going to guarantee safety.
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