Rejected 1040 lacking Form 8962

[Bakersfield]

Clients' 2021 federal return is being rejected for lacking the Form 8962 (Premium Tax Credit) and the corresponding information from the Form 1095-A.  But client did NOT purchase insurance through the marketplace, and only has Forms 1095-B.  How do I resolve this?

[The-Tax-Lady]

In my experience, the return will e-file without that info and the IRS holds the return and sends a notice asking for the information that was missing. 

If the return is rejecting, look for something in the worksheets that indicates the taxpayer has a 1095-A. There's a box somewhere that needs checked or unchecked.

[Just-Lisa-Now-]

It seems like many people signed up for marketplace insurance without realizing it (most thought they were just getting a quote).
Have you client call healthcare.gov and see what they have on file for their SSN (or any SSN on the return).