Non-dependent son on parents' 1095-A but they already filed.

[jeanmarc]

The client's tax return was rejected because it’s missing a 1095-A form. It turns out he's listed on his parents' 1095-A, but they already filed their taxes without claiming him as a dependent, since he wants to file as single and non-dependent. His father paid for 100% of the health insurance.

Is the client (son) responsible for the 1095-A? How should the 1095-A be allocated, and do the parents need to amend their return to reflect the correct allocation?

[athaureaux6 · Accepted solution]

It does not matter if the parents already filed. Enter the parent's 1095 A in the dependent return. Choose either spouse or taxpayer, that really does not matter because that information does not get sent to the IRS. Scroll down and in the Allocation worksheet, enter the father social security and 1.0 that means he is responsible 100 % for the policy. It should not change the results in the dependent's tax return. Hope it helps. 

[TaxGuyBill]

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@jeanmarc wrote:

since he wants to file as single and non-dependent.

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Back up.  He "wants" to file as a non-dependent?  What he "wants" doesn't matter; does he qualify as a dependent of the parents?  That determination is a matter of facts, not what he "wants".

Whether or not he qualifies as a dependent will affect what needs to be done with the 1095-A to file his tax return.

[jeanmarc]

Thanks. I misspoke there. Yes, he does qualify.

[TaxGuyBill]

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@jeanmarc wrote:

Thanks. I misspoke there. Yes, he does qualify.

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If he qualifies as a dependent, then you need to indicate that on the tax return.  When you do that, his e-filed return will not be rejected (no 1095-A or 8962 would be part of his return as a dependent).

[jeanmarc]

Sorry long morning, I meant to say that he qualified to file on his own.