Charitable Contributions of IRA Distributions

[lisaj]

THANKS - I GOT THE ANSWER AND WORKED IT OUT WITH THE CLIENT

[Just-Lisa-Now- · Accepted solution]

Are they allowed to do a QCD if they arent 70½ ?   

Or is it considered just a regular charitable contribution that you put on Sch A?

[lisaj]

That is exactly what I thought and tried to explain to my client:-)

[Just-Lisa-Now-]

Im pretty sure it has to be an RMD, and if they havent reached 70½ (or 72 now since they raised the age) then its not an RMD.

[Just-Lisa-Now-]

If you put your mouse cursor in the QCD box on the 1099R worksheet and hit the yellow ? on the toolbar, you'll find this to show your client...sometimes it helps to have it in writing for them to believe you

[Terry53029]

@lisaj just curious what code is in box 7