How to answer the question "did you have health coverage all year" yes or no? to avoid a no coverage penalty?

[Terry53029]

Paid preparers put down the truth to questions

[IRonMaN]

At least the ones that like their jobs and aren't fond of prison life :grimacing:

[IRonMaN · Accepted solution]

If the client didn't have health insurance, it's kind of tough to answer yes.  Just because they didn't have insurance doesn't automatically involve a penalty, but it could involve more work for you to determine is coverage was not affordable.

[Just-Lisa-Now-]

Answer NO , then scroll down to Link to the 8965 and see if they might qualify for any of the exceptions to penalty.