I'm looking for suggestions for online billing software thats not outrageously overpriced. I think that 2.5% is too much per transaction. That's $1250+ a year for me.

[Ember-K]

Used QB merchant services, however no longer avail for QB mac 2019 version. They had great prices and would like something comparable.

[TaxGuyBill · Accepted solution]

Can you clarify what exactly you are looking for?  Are you wanting a service to be able to charge credit/debit cards?  If so, 2.5% is NOT unusually high.  You said you used "QB merchant services" which had great prices, but their rates are about that same rate.

https://quickbooks.intuit.com/payments/pricing/

If you can clarify things, maybe somebody can give a suggestion.

[Ember-K]

That was not what I was being charged for debit cards and ach transactions. It was $1 per transaction. The credit card payments, which are few and far between, were 2.5%. Everything I’ve found charges 2.5% for ALL transactions including ach and debit cards. Perhaps I was locked into a great rate, I don’t know, but getting charged $25 for one transaction of $1000 is ridiculous.

[qbteachmt]

"Everything I’ve found charges 2.5% for ALL transactions including ach and debit cards."

One of our local banks offers ACH and electronic payments as a free service. I opened a checking account there, which is free and does not require a minimum. You can pay me electronically or I can set up ACH from my end. I have a client contract that works with US Bank, and they charge $13 a month for all of these same services. You can shop around.