Why does IRS reject filing for lack of 1045-A info when taxpayer is covered by employer and only receives 1095-B?

[IntuitCharlene]

If the taxpayer, spouse, or dependents enrolled in the marketplace, even if they never activated their policy, the marketplace may have issued them a 1095-A. If the return is e-filed without the 1095-A the IRS will reject the return with Error F8962-070: The e-File database indicates that Form 8962 or a binary attachment with description containing "ACA Explanation" must be present in the return. If the taxpayer is unsure have them contact HealthCare.gov to search for all the SSN's on the tax return. 

There wouldn't be a way to add the e-file binary attachment the IRS is expecting without that source document info.