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@IRonMaNThe problem is that FBAR's carry a steep $10,000 minimum penalty, so it's not really something you want to mess with at all....
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It actually is a diagnostic you can't check off to ignore, and customer support told me that it would get rejected apparently... I'm inclined to just round it u...
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PTO Gives you a critical diagnostic that prevents E-filing if you enter an FBAR Account with a zero balance