1095A

[YLC]

I have a divorced client filing as HOH with one dependent who is listed on the ex husband's Marketplace Insurance.  In addition, three other dependents of the ex husband are listed, so how do I enter this information without affecting my client's refund?

Thank you, Yvonne

[dkh · Accepted solution]

You have to fill out the shared policy information at bottom of 1095A worksheet

[YLC]

Should I allocate 100% to the ex husband since it's his policy?  

Thanks 

[dkh]

You need to read instructions on how to determine the allocation.    Use the Help feature in ProSeries or check IRS for detailed instructions.

  Your client and the ex husband will need to report the same % of allocation.

[YLC]

In order to allocate, do I need the full ss#'s, because I can only see the last four, and the ex won't give my client the full ss#'s, thank you

[dkh]

Hey   @TaxGuyBill    isn't this an area you're well versed on ?  Can you advise @YLC .   

I've only had to do a couple of these and it was just removing children from parents 1095A

[TaxGuyBill]

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@YLC wrote:

 how do I enter this information without affecting my client's refund?

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Was Advance credit paid (column C of the 1095-A)?

Is the husband willing to claim 100% of the 1095-A?  If not, you may not be able to enter it without affecting your client's refund (and your client may possibly want to consult their divorce lawyer about it).

Does your client not have her ex-husband's Social Security Number?

[YLC]

They are not on speaking terms and there are two other children involved.  The other ex wife went to H&R block and said they didn't have to do any allocating, so now my client thinks I am inept and is picking up her paperwork this morning to go to H&R Block.  I seriously do not understand how they were able to file without doing it, but good luck to her.  I am honestly relieved that I don't have to keep convincing her.  I already e-filed her return once and it was rejected because the 1095 info was missing.  Thank you so much for your input!

[dkh]

@YLC    think of it this way.......now you have an opening for a good client 

[YLC]

You are so right, and I learned something new, even though I was not able to apply it!  I appreciate everyone's input on this!

[VLCortes]

Hi @TaxGuyBill 

What if the husband has claimed 100%?

I was told to added zero 0 in the Shared Policy allocation section and the ex husband's SS.  However the taxes were rejected?  Try going on the IRS website, but did not find anything regarding the ex husband claiming 100%.

Thank you in advance for your time and help! 

[TaxGuyBill]

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@VLCortes wrote:

Hi @TaxGuyBill 

What if the husband ...  the ex husband's SS. 

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Husband, or ex-husband?

If it is the EX-husband, I think ProSeries incorrectly handles a 0% allocation, so you will need to attach an "ACA Explanation" as a PDF to get it to e-file.

[VLCortes]

@TaxGuyBill 

Hi,

Sorry about that he is now the Ex Husband as Jan 2024. 

I am helping my daughter with her taxes using TurboTax.    Her Ex's tax guy was the one who told him to claim 100% on his taxes since he is the one who made most the income.  Then told her to claim "0" and allocate it to the ex husband.  Now the ex wants her to pay him half of what it cost him on his taxes, and my daughter is here in August still trying to file her taxes.  

Thank you in advance for your help with this nightmare. 

[TaxGuyBill]

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@VLCortes wrote:

Sorry about that he is now the Ex Husband as Jan 2024.  

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Her Ex's tax guy was the one who told him to claim 100% on his taxes since he is the one who made most the income. 

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I don't know your daughter's situation, but she may be comforted by the fact her ex has a stupid tax guy.  LOL.  😂

Assuming both of them were "covered" on the 1095-A, if they were still married on December 31st, 2023, the 1095-A must be split 50/50.  It is not an option for him to claim 100% and your daughter claim 0%.

Go ahead and file with the 50% allocation for her.

If her ex is ticked off in regard to the 1095-A, he should be ticked off at his tax preparer for doing it wrong.  For this purpose, your daughter owes him nothing.

As a side note, even if they had been divorced by the end of the year, her ex's tax guy still gave wrong advice.