IRA contribution for 2019 during the extension after July 15

[MiJoMo01]

If my client contributes to IRA after July 15 and before October 15?

Also, can the client make withdrawal from that IRA during 2021?

[Just-Lisa-Now- · Accepted solution]

Youre too late to make a 2019 IRA contribution, it needed to be done by July 15th

[sjrcpa]

Makng it now will be a 2020 contribution.

[qbteachmt]

"can the client make withdrawal from that IRA during 2021?"

Typically, yes, depending on the account type, the age of the client, etc; and that might or might not be subject to tax + penalty, of course.

You really are not giving enough details.