I need to scroll down because all the "continue" buttons are formatted such that it requires moving the screen up. (This is another point of irritation. Why cant the pages be better formmated?).

I see this old response..."There is a scroll bar on the right of each panel.  You can also use your arrow key or page up and down.  You can also program your touch pad to allow scrolling."

Like Duh! I know that, but that does not answer the question as to why screen scrolling has been disabled and how to correct it.