"But you don't agree with reason. You completely blew off what the other folks said."

I do not know how you concluded that. For example, people told me that PTO does not necessarily know where people live and where people shop, I acknowledged and agreed on that, and build my reasoning based on that. Someone suggested that I write up and report my issues on the idea exchange board, and I did exactly that. I just do not agree that Intuit cannot change and we should not report issues because I do not see Intuit change, water mark, for example.

I would like to respond if you have specific issues.