"and I have 32 GB ram a solid state drive"

That's not your CPU memory ram. That's Storage for files.

Memory Ram is "working brain space." You can open programs, then close them, and good housekeeping means they would clear themselves out of RAM. Some do not; these are called Terminate and Stay Ready (TSR), such as, Skype "runs in the background" to be ready for an incoming connection. An audio program put on pause is still in memory, even though it's not playing.

And also are memory leaks = over time, things just get dusty and cluttered. How long since you restarted? Not just a reboot, but an actual power down?

Go to Settings > System > scroll down to About

Here is where you see Installed RAM. That's memory. That is usually with "sticks" of memory and there are typically empty slots. I always shop for an entry-level "gaming" system, for anything running Intuit programs. You want at least 16 gb. Intuit system requirement recommendation:

"Based on continued performance testing, the minimum RAM requirement is 8GB. If you are running ProSeries on a computer with less than 8GB of RAM, you will experience slower performance when opening the program and completing tax returns. To improve performance, we recommend upgrading your RAM to 8GB or more."