married filing separate and the marketplace insurance policy

[TA3]

I have a taxpayer couple that he is on medicare and she has a marketplace plan.  Both their incomes cause a large tax bill due to the marketplace plan.  Since the marketplace plan is for her, can I do married filing separate for them giving her the marketplace plan, or is that not allowed?

Thanks

[sjrcpa]

Married couples may always choose to fie MFS.

[TA3]

I get that they can file separately.  Just wanted to make sure that there was nothing odd about the 1095A insurance that would allow it to somehow circumvent that and be taxable to both taxpayer and spouse and put me right back where I was.

[TA3]

Thanks. I get that they can file separately.  Just wanted to make sure that there was nothing odd about the 1095A insurance that would allow it to somehow circumvent that and be taxable to both taxpayer and spouse and put me right back where I was.

[rbynaker]

Be aware that filing separately may increase his Medicare premiums next year.  So they may be paying less to Uncle Sam now only to pay more to Aunt IRMAA later.

[TA3]

Thanks!  I never thought about or was aware of that.  Or where could I information on that?

Thanks again

[rbynaker]

Google.  Here's one hit but there are many more.  Depends on the client's income level.

https://www.nerdwallet.com/article/insurance/medicare/what-is-the-medicare-irmaa

[TA3]

Thanks! Not a great deal of income, but I will check it out.