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Thank you. I entered the 1099-R as its shown, however, the system is only assessing the 10% penalty based on the amount reported on box 2a (taxable amount), which is the difference between Box 1 (Gross Distribution) and Box 5. The form shows Code 1D in box 7. Would that mean that the plan administrator is reporting a non-taxable amount of the distribution in box 5? My first thought was that since Code 1D was shown of Box 7, the full distribution would be taxable as an early distribution since the customer has not reached age 59 1/2 and subject to the 10% penalty. Would you agree with this?