Where to deduct loan origination fees from refinance

[Julia ATX]

I'm trying to deduct loan origination fees from a refinance on homeowners primary residence. Can I enter those in Schedule A as points not on form 1098, or do I need to go thru the depreciation section since the deduction must be spread out over life of loan? That generates form 4562, which I thought was for business returns, not individuals. 

[George4Tacks]

Depreciation - Form = 8, Method = 91, life = length of the loan. There will not be a 4562.

[Julia ATX]

Still generating 4562.  Is there a way to suppress the form altogether or maybe it doesn't matter if it's included?  

[George4Tacks]

It is never a problem to have an extra page attached, as long as it applies to the return.