Roth IRA contribution determination

[skyworks]

Hi,

I have a MFJ return, both are over 55 years old

taxpayer W2 wages $5300, Unemployment  $20500 

Spouse W2 wage $4427, Unemloyment $30500

I set Roth Maximum, but the Roth Determination sheet allocate $7000 contribution to tax payer

Only allocate $2727 to Spouse.

My question is, can I have them contribut to their W2 wages of $5300 and $4427.

So the total still$9727.

Is this ok to reallocate to $5300 v. $4427

[rbynaker]

Yes, you can allocate however you want because of the spousal IRA rules.

[skyworks]

thanks

[qbteachmt]

"but the Roth Determination sheet allocate $7000 contribution to tax payer

Only allocate $2727 to Spouse"

That's because it is doing the math, not Thinking.

[skyworks]

got it, thanks!