Form 1095-A Shared Policy Allocation Loophole

[mengunuong]

I hope you can help me. I’m helping my parents file their taxes. They’re filing Married Filing Jointly, and Form 1095-A lists both names, but only my dad was covered under a Covered California plan. My mom had separate insurance but is listed as the recipient on the 1095-A.

Since only my dad was covered, can we use Part IV of Form 8962 to allocate 100% of the policy to him, and use just his income and a family size of 1 for the Premium Tax Credit repayment? (they’re one tax family and married filing jointly).

Is this allowed under IRS rules?

[George4Tacks]

When all else fails read the instructions. https://www.irs.gov/pub/irs-pdf/i1095a.pdf

[qbteachmt]

Here's the help article for how to enter 1095-A in ProConnect:

https://accountants.intuit.com/support/en-us/help-article/form-1095/enter-form-1095-proconnect/L6cmy...