I have a 90 yr old--CSA 1099R has "UNKNOWN" inbox 2a. How do I determine the taxable amount. Please help?

[TaxLady17]

90 year old client has Form CSa 1099R with "unknown" in box 2a (Taxable Amount). How do I determine the taxable amount?

[BobKamman]

I have never seen one of those where the full amount was not taxable.  If the client retired when the "3-Year Rule" was still in effect, that was so long ago the taxed contributions would have been recovered long ago.  I think this happened when someone retired on disability and the recovery period didn't start right away.  

[Karen_pdx]

You could check the 2023 tax return for that client to see how it was reported - the 1099-R was probably filled out the same way.

[sjrcpa]

I would assume it's all taxable. Probably retired when the 3 year rule applied as Bob said.

[rbynaker]

All of my "unknown"s have died.  If you can get the retirement date (annuity start date) you can figure out what rules were in effect at the time.

I have also seen "unknown" in cases where there's an ex-spouse who has been assigned part of the benefits.