Thank you, and it's clear you put a lot of time and effort into preparing that document.

I'm still not seeing anything that mentions a FICA deferral, specifically. Are you speaking of the ERC, which doesn't mention a FICA deferral specifically, but seems to imply it? Or is there something I'm missing? (I'm somewhat visually impaired, so I will completely accept that I'm just not seeing it. No matter how big I blow up the screen, sometimes I just miss things. It's really fun when people say, "It's right there, are you BLIND?" and I can answer, "Yes, I am, and thank you.")