I used to meet with the majority of my clients, now I meet with the minority.  Most of the ones that do meet don't really need to, but they feel more comfortable doing so.  I don't believe in the assembly line approach to dealing with my clients where chit chat is not allowed.  Most of the ones I do meet with just involves looking through their stuff to make sure I have everything I need.  They maybe have an easy question or two and the rest of their appointment is made up talking the usual stuff - grandkids, health news, hunting or fishing, and a little politics mixed in now and then.  I like my clients to feel welcome instead of just feeling like a number.  And of course, everyone has to leave with a smile on their face. 😀