@IRonMaN Please, I demand that you retract your insinuation that I "file" returns.  I can't do that, since I have more than 10 clients.  (Or is the number down to 3 now?)  All I do is "prepare" returns.  

And yes, I'm younger than many of my elderly clients and mostly trying to outlive them because they insist I am not allowed to retire.  With a 98% return rate (not counting the ones who died, some of whom turn into 1041s anyway), I was surprised this year how faithful my flock is.