Case: 

Taxpayer P contributed $7,000 to his Roth IRA during 2024. In January 2025-before filing his 2024 individual tax return, he withdrew $6,000 after realizing that his 2024 income exceeded the Roth IRA contribution limit.

He received a Form 1099-R for tax year 2025 with the following information:

• Box 1 (Gross distribution): $6,000

• Box 2a (Taxable amount): $0

• Box 7 (Distribution code): PJ

Question: 

When I enter this Form 1099-R into ProConnect for his 2025 return, both Line 4a (IRA distributions) and Line 4b (taxable amount) show as $0. Is this correct?

I understand why Line 4b is $0, since Box 2a on the 1099-R shows zero taxable amount. However, I expected Line 4a to reflect the $6,000 distribution. I’m not sure whether I entered something incorrectly or if this is how ProConnect handles this situation.

Thank you!