Thank you George,  I was unable to "scroll off to the right"... don't know what I was missing there... but I was able to do a start and finish date in "Covered Individuals".  Although my client did not participate in Marketplace coverage.  The penalty was addressed appropriately (she had coverage 4 out of 12 months and the penalty was reduced by 1/3)... but now you've got me thinking I should enter it the way you showed... which is what I originally tried... but I could not figure out how to "scroll to the right"?