Hi George4Tacks

I did some research in the Turbo Tax community and found out that if columns two and three show zeros, it means the individual did not receive any APTC i.e. no advanced premium tax credit, therefore there's no need to file Form 1095-A.

And if you really must file the form, then you should enter 1 for each month in column C. If you do that $12 will be deducted from your refund or $12 will be added to your balance due.