Yes, patience is a virtue. You could do a 2021 plan with 2020 figures and plug in 2022 numbers for 2021. That should get you close.

I LOVE TaxTools. It has tax planning and so much more. If you ever do a 1031 exchange, it definitely pays for itself. Need a RMD figure - got it.  Not sure if that person qualifies as a dependent - there is a flowchart that you Y or N to.