@goshen9882 @sjrcpa @qbteachmt 

Many thanks for your comments.  But the program keeps computing Sch A line 11 based on 60% AGI limitation instead of no limitation as pointed out by @sjrcpa.  Perhaps my input was wrong.  Please advise how to input based on the following info:

Total Cash contribution $22,521.  Charitable deduction $300 on Line 10b Form 1040. Line 11 Schedule A $22,321.  And no carryover. 

Thanks again for your time.