8915F is the FINAL 8915 form we will see. Its called the forever form by the IRS, meaning you will not see a 8915G etc. (Of course that can change but this is what is being put out now). So anyone who had a distribution that was over the 3 year spread will need the 8915F to use to spread to the second year & third year.  There is a part of the form that will be used for this as well as any paybacks that may occur.  My question is this form needs to be installed before we can complete any returns that had this situation and will all of these returns be transferred to this from 2020?  My educated guess is that it will have to be or this would make for a convuluted situation.  As for a new client who had this 3 year spread one will have to find how to manually carryover the remaining balance with or without a payback occurring.