Client was in today to see where they were sitting tax wise.  Part of the discussion involved “did you collect the child credit advance payments”.  

“No I elected out”.  

“So you went to the IRS website and made that election?”  

“No, by not responding to the IRS letter, I elected out”

”But you received the payments, right”

”Nope, never got a dime”

“Check your bank account”

”Oh, I guess I collected $4500”

😢