Yes, but be aware, once they are in, you aren't going to be able to stop them or change them through the software if the client decides they can't afford them or they aren't going to have as much income as they thought.  And then there is always the big surprise when they change their checking account from the First National Bank of Bugtussle to the Second National Bank of Bugaloo.  I don't want to be caught in the middle of that nonsense so I tell my clients to either write a check or setup their payments through EFTPS.