Asset allocation is a long-term investment strategy of one year or more that involves investing in different asset classes. Typically, by such courses, we mean bonds, stocks, commodities, and real estate. But the average investor doesn't want to get into details - what matters to him is the investment portfolio's performance as a whole. Therefore, the financial asset allocation strategy assumes that the investor buys all asset classes in the proportion of equal distribution. If you identify yourself as such an investor, learn more about what is liquid net worth.