@IRonMaN @Just-Lisa-Now- @BobKamman return was e-filed approximately February 19th... She only was on the health insurance for two months before going on Medicare / supplement... She made too much money so I believe it was 100% penalty for approximately $900 total... she was quite surprised when she got the check ..... I give the IRS credit... I did not want to have to amend those returns... We have enough work to do....