I am sitll trying to figure out why they try to do our thinking for us when the taxpayer has ACA insurance, but not when the taxpayer pays Medicare B or D premiums.  Maybe because some of those are not withheld from Social Security checks?  

And has anyone come across a situation where there are two Schedules C?  How does the program know which one the insurance policy is "under"?  Or does that distinction no longer exist?