I religiously read the NY Times, they must be right. I did the basic legwork for my 110 clients, if the fee was a mere $250, that's still $27,500 income for one small-town bank in 2 weeks. So multiplied many times over by big banks and more than one lowly tax preparer, billions sounds right. I figure approx. one million dollars came to this community and will be spent in this community, thus stimulating this area. However, quite of few of the self-employed people got the PPP funds just in time to pay their chunk of taxes, so some of this PPP money is going back to where it came from.