My client was covered up until May.  No coverage June through December.  High income, no reason for an exemption, just a misunderstanding as to how long he would be on his parent's insurance. On Form 3853, Part III, Request Exemptions Smart Worksheet,  I have checked all months, with Z for January through May, and X for June through December.  The Z months are not carrying down to the Health Care Individual Responsibility Calculation Smart Worksheet, where clearly there is a capacity to show Z for covered months. He is being treated as having no insurance for the entire year.  What am I doing wrong, or is there a problem with the program?  Thank you!