qbteachmt
Level 15
08-11-2020
01:21 PM
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You can call it a Roth "contributions" account, but that doesn't describe that this account also had no earnings, and it doesn't explain if that was a new account for her or that receiving Roth account already existed. Of course the company match, which is Pre-tax, goes into a Traditional. You stated "later" she took from the Roth.
I think this topic will be helpful:
https://www.irs.gov/retirement-plans/designated-roth-accounts-distributions
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