sjrcpa
Level 15
05-21-2020
01:11 PM
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Whatever withholding is shown on the 1099-R gets reported as federal tax withholding on the 1040.
Total tax on 1040 - total payments = refund or balance due. There is no "get the 10% back" per se.
IRS accepts the exception unless/until they contact you.
The more I know the more I don’t know.