@qbteachmt

 I don't think the OP is suggesting no payroll at all for the year.  The loan forgiveness period is just for the 8 weeks subsequent to funding.  The SBA and/or the lending bank is the one in charge of what documentation is required to obtain forgiveness - the IRS isn't involved in this (other than stating that the payments aren't deductible... but stay tuned for further action on that).