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@qbteachmt wrote:

For instance, the original question sure includes Borrowing: "who borrows 2.5 times the monthly avereage of the prior year Schedule C line 31"

which is not the description for the PPP or even the right factor or basis for PPP,

 

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YOU need to do research on the PPP, and stop confusing threads.

Borrowing the amount of 2.5 times the monthly average is exactly the description of PPP.  The law also said it was for "net earnings for self employment" (again 2.5 times is correct).  The OP took that to mean Line 31 of Schedule C.  So again, everything had to do with the PPP.  You are the one that is confusing things.

Although I thought that the "net earnings from self employment" would not be Line 31, I think the link for the new information that Susan posted shows that Line 31 is correct.