"NOTHING in this post (besides you) had anything to do with EID loans."

And we never need to read between the lines for answering, either. For instance, the original question sure includes Borrowing: "who borrows 2.5 times the monthly avereage of the prior year Schedule C line 31"

which is not the description for the PPP or even the right factor or basis for PPP, as The Tax lady pointed out: "Schedule C, Line 31, Net Profit or Loss is not a number used for calculation on the PPP. "

So, reading between the lines, this Original question seems related not to PPP at all.

And I didn't write what is in quotes; I provided the link for what is in quotes.

And here's a nice fact sheet:

https://home.treasury.gov/system/files/136/PPP--Fact-Sheet.pdf