Thank you this is helpful.  The software gives you no guidance whatsoever on this but then again, they can't be expected to get every little state issue, I'd be more surprised if this was a federal item.  I went through the motions on New Jersey's own website, and was given an 11-digit (or some number of digits) exemption number which I entered onto the form for each person.  I also got a PDF of the quote for the monthly premium for my clients from healthcare.gov.  Hopefully all will go according to plan.