Appreciate your comment IRonMaN.  Maybe it is an error on my part, but as I have posted in the past, I review all of the subjects at least 3 times per day to see if I can glean some knowledge for me and or for my clients.  Just gets monotonous and frustrating sometimes seeing the same question five posts in a row, and I salute people like you and Lisa and others for being able to answer the same @#*& question over and over and over.  I worked in corporate America for 33 years and a publicly held company for 8 years.  We did not have time for redundant questions and frankly would fire people who did not take the time to research a problem.  I am old and old habits die hard.  If people think their are rude comments on this site come to my world as Treasurer of a publicly held company and have investment bankers calling you after you missed your numbers by a couple of cents per share.