TaxGuyBill
Level 15

@cinmon428 wrote:

All the interest on the first $20000 of principal is non-deductible. 


But you are paying interest on $100,000, not $20,000.  You can't suddenly change the terms and say you are actually paying 30% interest on $20,000, rather than 6% interest on $100,000. 

I am done too.  You are being unreasonable and are wasting my time.