I’ve been following this thread quietly and thought I’d add my two cents as someone who’s gone through a similar confusion with health insurance.

For years, I relied on what was “recommended” and assumed the cover was decent because the sum insured looked fine on paper. The real problem, I realized later, was that I never actually understood how strong my policy was in real-world claim situations. Things like hospital costs in my city, insurer claim behavior, or whether the structure even made sense for my family were never discussed.

I stumbled upon [content removed by moderator] while trying to sanity-check my own policy. What helped was that it didn’t ask me to upload documents — just basic inputs — and it gave me a clarity score between 400–1000 along with reasons. Using [content removed by moderator] made me see gaps I wouldn’t have caught otherwise.

Not pushing anything here, but if you’re feeling unsure about your cover, you can quietly check for yourself: [content removed by moderator]