Susan, I forgot about grantor trusts.....  *not* my area of expertise.   Obviously 😉

And that missing info of "whose name, ID number is on the F 1099-Int/Div/B is important.

Also, this sounds like a client your husband had been previously doing.  How was it handled in prior years (not that it would necessarily make it right) ?

As Jeff says, clients don't get to yell at me - they immediately become former clients.