Thank you, thank you, thank you all, for the help I have received from the community, directly or indirectly. A special shout out to Ole, Sven & Lena for the stress relief and laughs provided in the forum.

A special thanks to all, and to my great clients in TN who called and asked if I could "un-file" their return since TN's new due date is Nov 3, 2025.

Thanks to @BobKamman  for keeping everyone on their toes,(grammar, punctuation and of course tax rules)  and to all the community members who have much greater patience than I do.

I am humbled by the knowledgeable folks who save your day, and point you in the correct direction to research and learn.

Thank you!!!